If you get hurt in an accident, you might be wondering who is going to
pay for your medical treatment. First, you must understand that if you
get into an accident, the at-fault party will not pay for your medical
bills on an ongoing basis. Instead, the at-fault party must pay you damages
– including past, present, and future medical expenses – to
resolve your lawsuit.
Motor Vehicle Accident Claims
Florida is a no-fault state, which means that your car insurance company
will pay some or all of your medical bills if you are involved in a
car accident, no matter who was at fault for the accident. However, after your medical
bills exceed the state’s “no-fault” limit, then you
become responsible for paying them. In this case, your health insurer
will pay for your medical bills if you have health insurance.
Premises Liability Claims
In
premises liability cases, such as
slip and fall accidents, the victim generally is responsible for paying his or her own medical
bills. But if the premises owner’s property insurance policy has
“med pay” coverage, however, then his or her insurance company
will pay the victim’s medical bills until the “med pay”
policy limits are reached.
Boating Accident Claims
If you suffer an in a
boating accident, you will most likely be responsible for paying your medical bills. Boating
insurance policies rarely include “med pay” insurance coverage.
If you suffered a serious injury caused by a negligent party in Tampa Bay, FL,
schedule a free consultation with
Paulsen Law Group today.